Where to begin…this was a VOE loan. Daniel and his team literally went to war on this one. From closing and getting the run around from the first lender for about two weeks and not funding, Daniel and his team didn’t give up. They quickly transferred my loan to another lender and negotiated with the seller not to cancel. Daniel could’ve just walked away on this. Our new lender needed time to restart the process and they were able to get everything ordered/ approved for our new closing deadline. The seller agreed to an additional 30 days. This took over 90 days!!! 90 days of fighting and getting things done. I can’t thank Encore enough for what they did. They went above and beyond for me!!! They have the best team!
Review Your Loan Options
No two loans are alike. Learn more about our various loan options to see what fits your needs.
30 Year Fixed
Most popular mortgage program. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
15 Year Fixed
Pay-off your home fast and save thousands of dollars during the life of the loan. Enjoy a low interest rate and fixed monthly payments. Quick approval and closing complete within 30 days.
FHA Loans
Qualify with a down payment as low as 3.5%, Easy loan qualification & Marginal credit acceptable. Quick approval and closing complete within 30 days.
VA Loans
$0 down payment required, No monthly mortgage insurance, Low rates and easy approval. Quick approval and closing complete within 30 days.
JUMBO Loans
5% and 10% down payment options. Low rates for fixed and adjustable terms. Quick approval and closing complete within 30 days.
Non QM
Non-Qualified Mortgage (Non-QM) loans are typically for borrowers with unique income qualifying circumstances. There are millions of people who may have the income but don't qualify with their tax returns, W-2s or pay stubs alone.
ARM Loans
Ideal if you plan to stay in your home for less than ten years. Enjoy a low interest rate and fixed monthly payments for a 5, 7, or 10-year period. Quick approval and closing complete within 30 days.
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